{"id":29689,"date":"2026-10-14T11:46:18","date_gmt":"2026-10-14T18:46:18","guid":{"rendered":"https:\/\/ameripharmaspecialty.com\/?p=29689"},"modified":"2026-10-14T12:41:10","modified_gmt":"2026-10-14T19:41:10","slug":"2027%e5%b9%b4%e8%81%94%e9%82%a6%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e5%bc%80%e6%94%be%e6%b3%a8%e5%86%8c%e6%8c%87%e5%8d%97%ef%bc%9a%e4%bd%a0%e9%9c%80%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84%e4%b8%80","status":"publish","type":"post","link":"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/","title":{"rendered":"2027 \u5e74 Medicare \u5f00\u653e\u6ce8\u518c\u6307\u5357\uff1a\u60a8\u9700\u8981\u4e86\u89e3\u7684\u5185\u5bb9"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u5207\u6362\u76ee\u5f55\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">\u5207\u6362<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Insights_from_AmeriPharma_Specialtys_Billing_and_Insurance_Coverage_Support_Team\" >\u6765\u81ea AmeriPharma Specialty \u7684\u8ba1\u8d39\u548c\u4fdd\u9669\u8986\u76d6\u652f\u6301\u56e2\u961f\u7684\u89c1\u89e3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Key_Open_Enrollment_Dates_for_2027_Coverage\" >2027 \u5e74\u533b\u4fdd\u5f00\u653e\u6ce8\u518c\u7684\u5173\u952e\u65e5\u671f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#How_to_Compare_Plans_for_Specialty_Therapies\" >\u5982\u4f55\u6bd4\u8f83\u4e13\u79d1\u6cbb\u7597\u65b9\u6848<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#1_Ask_These_Three_Questions_First\" >1. \u9996\u5148\u95ee\u8fd9\u4e09\u4e2a\u95ee\u9898<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#2_Look_at_the_Whole_Cost_%E2%80%94_Not_Just_the_Premium\" >2. \u8003\u8651\u603b\u6210\u672c\u2014\u2014\u800c\u4e0d\u4ec5\u4ec5\u662f\u6ea2\u4ef7\u3002<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#What_To_Ask_When_Comparing_Plans\" >\u6bd4\u8f83\u65b9\u6848\u65f6\u5e94\u8be5\u95ee\u54ea\u4e9b\u95ee\u9898<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#What_We_See_Go_Wrong\" >\u6211\u4eec\u770b\u5230\u7684\u95ee\u9898<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#When_a_Higher_Premium_Makes_Sense\" >\u4f55\u65f6\u66f4\u9ad8\u7684\u4fdd\u8d39\u624d\u5408\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Key_Takeaway\" >\u5173\u952e\u8981\u70b9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#3_Understand_Plan_Types\" >3. \u4e86\u89e3\u8ba1\u5212\u7c7b\u578b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#4_Confirm_How_Your_Therapy_Is_Billed\" >4. \u786e\u8ba4\u60a8\u7684\u6cbb\u7597\u8d39\u7528\u5982\u4f55\u6536\u53d6<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Medicare_Whats_New_in_2027\" >Medicare\uff1a2027 \u5e74\u7684\u65b0\u53d8\u5316<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Medicare_Part_D_Out-of-Pocket_Cap\" >Medicare Part D\uff1a\u53e3\u888b\u5916\u5e3d\u5b50<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#What_to_Know_About_the_Monthly_Payment_Plan_Smoothing\" >\u5173\u4e8e\u6708\u4f9b\u8ba1\u5212\uff08\u5206\u671f\u4ed8\u6b3e\uff09\u9700\u8981\u4e86\u89e3\u54ea\u4e9b\u4fe1\u606f\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Navigating_Medicaid\" >\u5bfc\u822a Medicaid<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Medicare_Tips_for_Specialty_Patients\" >Medicare \u7ed9\u4e13\u79d1\u60a3\u8005\u7684\u5efa\u8bae<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Navigating_Employer_Marketplace_Plans\" >\u4e86\u89e3\u96c7\u4e3b\u548c\u5e02\u573a\u8ba1\u5212<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Financial_Assistance_How_We_Can_Help\" >\u7ecf\u6d4e\u63f4\u52a9\uff1a\u6211\u4eec\u5982\u4f55\u63d0\u4f9b\u5e2e\u52a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Quick_Checklist_Before_You_Choose_a_Plan\" >\u9009\u62e9\u8ba1\u5212\u524d\u7684\u5feb\u901f\u68c0\u67e5\u6e05\u5355<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/ameripharmaspecialty.com\/zh\/medicare\/2027-medicare-open-enrollment-guide-what-you-need-to-know\/#Speak_with_an_Insurance_Coverage_Specialist\" >\u54a8\u8be2\u4fdd\u9669\u627f\u4fdd\u4e13\u5bb6<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"h-insights-from-ameripharma-specialty-s-billing-and-insurance-coverage-support-team\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insights_from_AmeriPharma_Specialtys_Billing_and_Insurance_Coverage_Support_Team\"><\/span><strong>\u6765\u81ea AmeriPharma Specialty \u7684\u8ba1\u8d39\u548c\u4fdd\u9669\u8986\u76d6\u652f\u6301\u56e2\u961f\u7684\u89c1\u89e3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u6b63\u5728\u670d\u7528\u7279\u6b8a\u836f\u7269\uff0c\u4f8b\u5982 <strong><a href=\"https:\/\/ameripharmaspecialty.com\/zh\/%e8%89%be%e7%bb%b4%e6%a0%bc\/%e8%89%be%e7%bb%b4%e6%a0%bc\/\">\u514d\u75ab\u7403\u86cb\u767d<\/a><\/strong>, <strong><a href=\"https:\/\/ameripharmaspecialty.com\/zh\/%e4%b8%bb%e9%a2%98%e8%af%8d%e7%bb%84\/%e5%85%a8%e8%82%a0%e5%a4%96%e8%90%a5%e5%85%bb%e6%b2%bb%e7%96%97%e5%ae%8c%e6%95%b4%e6%8c%87%e5%8d%97\/\">TPN<\/a><\/strong>, <strong>\u80bf\u7624\u5b66<\/strong>\uff0c \u6216\u8005 <strong>\u751f\u7269\u5236\u5242<\/strong>, 2027 \u5e74\u7684\u5f00\u653e\u6ce8\u518c\u671f\u662f\u4e00\u5e74\u4e2d\u5ba1\u67e5\u60a8\u7684\u4fdd\u9669\u8ba1\u5212\u6700\u91cd\u8981\u7684\u7a97\u53e3\u671f\u4e4b\u4e00\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728 AmeriPharma Specialty Care\uff0c\u6211\u4eec\u7684\u56e2\u961f\u4e3a\u6570\u5343\u540d\u60a3\u8005\u63d0\u4f9b\u652f\u6301\uff0c\u6db5\u76d6 Medicare\u3001\u5e02\u573a\u8ba1\u5212\u548c\u5546\u4e1a\u4fdd\u9669\u8ba1\u5212\u3002\u6bcf\u5e74\uff0c\u6211\u4eec\u5e2e\u52a9\u60a3\u8005\u907f\u514d\u4fdd\u969c\u7f3a\u53e3\uff0c\u53d1\u6398\u63f4\u52a9\u673a\u4f1a\uff0c\u5e76\u89e3\u51b3\u90a3\u4e9b\u539f\u672c\u53ef\u4ee5\u901a\u8fc7\u65e9\u671f\u89c4\u5212\u907f\u514d\u7684\u95ee\u9898\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u6307\u5357\u5206\u4eab\u4e86 <strong>\u6211\u4eec\u6700\u5e38\u542c\u5230\u7684\u95ee\u9898<\/strong>, \uff0c \u8fd9 <strong>\u6211\u4eec\u770b\u5230\u7684\u6700\u5e38\u89c1\u7684\u9519\u8bef<\/strong>\uff0c \u548c <strong>\u4f60\u9700\u8981\u4e86\u89e3\u54ea\u4e9b\u5185\u5bb9\u624d\u80fd\u57282027\u5e74\u4fdd\u969c\u4f60\u83b7\u5f97\u6cbb\u7597\u7684\u6743\u5229\uff1f<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong><em>\u6211\u4eec\u63d0\u4f9b\u6307\u5bfc\uff0c\u60a8\u505a\u51fa\u51b3\u5b9a\u3002.<\/em><\/strong><\/td><\/tr><tr><td><em>AmeriPharma \u5e2e\u52a9\u60a8\u4e86\u89e3\u60a8\u7684\u6cbb\u7597\u8d39\u7528\u5982\u4f55\u62a5\u9500\u4ee5\u53ca\u5982\u4f55\u5bfb\u6c42\u7ecf\u6d4e\u63f4\u52a9\u3002AmeriPharma \u662f <\/em><strong><em>\u4e0d\u662f\u4fdd\u9669\u4ee3\u7406\u4eba<\/em><\/strong><em>, \u6211\u4eec\u4e5f\u786e\u5b9e\u5982\u6b64\u3002 <\/em><strong><em>\u4e0d\u662f<\/em><\/strong><em> \u63d0\u51fa\u5177\u4f53\u65b9\u6848\u3002.<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"h-key-open-enrollment-dates-for-2027-coverage\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Open_Enrollment_Dates_for_2027_Coverage\"><\/span>2027 \u5e74\u533b\u4fdd\u5f00\u653e\u6ce8\u518c\u7684\u5173\u952e\u65e5\u671f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Medicare \u5e74\u5ea6\u5f00\u653e\u6ce8\u518c\u671f (AEP)\uff1a<\/strong><br>2026\u5e7410\u670815\u65e5\u81f312\u67087\u65e5<br>\u53d8\u66f4\u5c06\u4e8e2027\u5e741\u67081\u65e5\u751f\u6548\u3002.<\/li>\n\n\n\n<li><strong>ACA\u5e02\u573a\u8ba1\u5212\uff1a<\/strong><br>\u5e02\u573a\u6ce8\u518c\u4e0e Medicare \u662f\u5206\u5f00\u7684\u3002\u65e5\u671f\u548c\u751f\u6548\u65e5\u671f\u89c4\u5219\u56e0\u5dde\u548c\u5e02\u573a\u800c\u5f02\uff1b\u8bf7\u8bbf\u95ee[\u6b64\u5904\u63d2\u5165\u94fe\u63a5]\u67e5\u770b\u6700\u65b0\u7684 2027 \u5e74\u65f6\u95f4\u8868\u3002 <a href=\"https:\/\/www.healthcare.gov\/\">HealthCare.gov<\/a> \u6216\u8005\u60a8\u6240\u5728\u5dde\u7684\u533b\u4fdd\u5e02\u573a\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u6301\u6709 Medicare \u4fdd\u9669\u7684\u4eba\u4e0d\u5e94\u8be5\u8d2d\u4e70\u533b\u4fdd\u5e02\u573a\u63d0\u4f9b\u7684\u4fdd\u9669\u3002.<\/li>\n\n\n\n<li><strong>\u96c7\u4e3b\u8ba1\u5212\uff1a<br><\/strong>\u65e5\u671f\u5404\u4e0d\u76f8\u540c\uff0c\u4f46\u5927\u591a\u6570\u90fd\u5728\u5341\u6708\u81f3\u5341\u4e8c\u6708\u4e4b\u95f4\u3002<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-how-to-compare-plans-for-specialty-therapies\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Compare_Plans_for_Specialty_Therapies\"><\/span><strong>\u5982\u4f55\u6bd4\u8f83\u4e13\u79d1\u6cbb\u7597\u65b9\u6848<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-1-ask-these-three-questions-first\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Ask_These_Three_Questions_First\"><\/span>1. <strong>\u9996\u5148\u95ee\u8fd9\u4e09\u4e2a\u95ee\u9898<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bcf\u5e74\uff0c\u6211\u4eec\u90fd\u4f1a\u4e0e\u4e00\u4e9b\u60a3\u8005\u4ea4\u8c08\uff0c\u4ed6\u4eec\u6839\u636e\u6bcf\u6708\u4fdd\u8d39\u9009\u62e9\u4e86\u4fdd\u9669\u8ba1\u5212\uff0c\u7ed3\u679c\u5374\u53d1\u73b0\u4ed6\u4eec\u7684\u836f\u7269\u4e0d\u5728\u4fdd\u9669\u8303\u56f4\u5185\uff0c\u6216\u8005\u4ed6\u4eec\u88ab\u9650\u5236\u5728\u4e00\u5bb6\u65e0\u6cd5\u6ee1\u8db3\u4ed6\u4eec\u9700\u6c42\u7684\u836f\u623f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u9009\u62e9\u4efb\u4f55\u65b9\u6848\u4e4b\u524d\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u786e\u8ba4\u4ee5\u4e0b\u4e09\u4ef6\u4e8b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6211\u7684\u836f\u7269\u5728\u4f60\u4eec\u7684\u836f\u54c1\u76ee\u5f55\u91cc\u5417\uff1f\u5b83\u5c5e\u4e8e\u54ea\u4e00\u7c7b\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u6211\u5fc5\u987b\u4f7f\u7528\u6307\u5b9a\u7684\u4e13\u79d1\u836f\u623f\u5417\uff1f\u5982\u679c\u662f\uff0c\u6211\u53ef\u4ee5\u7533\u8bf7\u4f8b\u5916\u5417\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u4e3a\u4e86 <a href=\"https:\/\/www.medicare.gov\/health-drug-plans\/health-plans\">Medicare \u4f18\u52bf<\/a> \u65b9\u6848\uff1a\u6211\u7684\u670d\u52a1\u63d0\u4f9b\u5546\u662f\u5426\u652f\u6301\u6307\u5b9a\u7684\u65b9\u6848\uff1f<br><\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e09\u4e2a\u7b54\u6848\u4f1a\u5f71\u54cd <strong>\u4f7f\u7528\u6743<\/strong>, <strong>\u6210\u672c<\/strong>\uff0c \u548c <strong>\u60a8\u7684\u5904\u65b9\u533b\u751f\u548c\u9996\u9009\u4e13\u79d1\u836f\u623f\u662f\u5426\u80fd\u4e3a\u60a8\u63d0\u4f9b\u652f\u6301<\/strong>. \u5f88\u591a\u65f6\u5019\uff0c\u60a3\u8005\u4f1a\u5ffd\u7565\u8fd9\u4e00\u6b65\u9aa4\uff0c\u7ed3\u679c\u540e\u6765\u624d\u53d1\u73b0\u4ed6\u4eec\u7684\u4fdd\u9669\u8ba1\u5212\u4e0d\u5141\u8bb8\u4ed6\u4eec\u4f7f\u7528\u81ea\u5df1\u559c\u6b22\u7684\u836f\u623f\uff0c\u6216\u8005\u5728\u5b89\u6392\u65b0\u836f\u623f\u671f\u95f4\uff0c\u6cbb\u7597\u4f1a\u88ab\u63a8\u8fdf\u3002.<\/p>\n\n\n\n<h3 id=\"h-2-look-at-the-whole-cost-not-just-the-premium\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Look_at_the_Whole_Cost_%E2%80%94_Not_Just_the_Premium\"><\/span>2. <strong>\u8981\u770b\u5168\u90e8\u6210\u672c\u2014\u2014\u4e0d\u4ec5\u4ec5\u662f\u6ea2\u4ef7\u3002<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bcf\u5e74\u5f00\u653e\u6ce8\u518c\u671f\u95f4\uff0c\u6211\u4eec\u90fd\u4f1a\u770b\u5230\u60a3\u8005\u9009\u62e9\u5305\u542b\u4ee5\u4e0b\u9879\u76ee\u7684\u8ba1\u5212\uff1a <strong>\u6700\u4f4e\u6708\u4fdd\u8d39<\/strong>, \u4ed6\u4eec\u4ee5\u4e3a\u81ea\u5df1\u7701\u94b1\u4e86\u2014\u2014\u7ed3\u679c\u5374\u5927\u5403\u4e00\u60ca\u3002 <strong>\u81ea\u4ed8\u8d39\u7528\u8f83\u9ad8<\/strong>, <strong>\u836f\u623f\u9650\u5236<\/strong>\uff0c \u6216\u8005 <strong>\u6cbb\u7597\u5ef6\u8bef<\/strong> \u65b0\u5e74\u4f0a\u59cb\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u5b9e\u662f\uff1a <strong>\u4f4e\u4fdd\u8d39\u5e76\u4e0d\u603b\u662f\u610f\u5473\u7740\u4f4e\u603b\u8d39\u7528\u2014\u2014\u5c24\u5176\u662f\u5728\u63a5\u53d7\u7279\u6b8a\u6cbb\u7597\u7684\u60c5\u51b5\u4e0b\u3002.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u9009\u62e9\u4efb\u4f55\u65b9\u6848\u4e4b\u524d\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u786e\u8ba4\u4ee5\u4e0b\u4e09\u4ef6\u4e8b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6211\u7684\u836f\u7269\u5728\u4f60\u4eec\u7684\u836f\u54c1\u76ee\u5f55\u91cc\u5417\uff1f\u5b83\u5c5e\u4e8e\u54ea\u4e00\u7c7b\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u6211\u5fc5\u987b\u4f7f\u7528\u6307\u5b9a\u7684\u4e13\u79d1\u836f\u623f\u5417\uff1f\u5982\u679c\u662f\uff0c\u6211\u53ef\u4ee5\u7533\u8bf7\u4f8b\u5916\u5417\uff1f<\/strong><\/li>\n\n\n\n<li><strong>\u4e3a\u4e86<\/strong> <a href=\"https:\/\/www.medicare.gov\/health-drug-plans\/health-plans\"><strong>Medicare \u4f18\u52bf<\/strong><\/a> <strong>\u65b9\u6848\uff1a\u6211\u7684\u670d\u52a1\u63d0\u4f9b\u5546\u662f\u5426\u652f\u6301\u6307\u5b9a\u7684\u65b9\u6848\uff1f<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e09\u4e2a\u7b54\u6848\u4f1a\u5f71\u54cd <strong>\u4f7f\u7528\u6743<\/strong>, <strong>\u6210\u672c<\/strong>\uff0c \u548c <strong>\u60a8\u7684\u5904\u65b9\u533b\u751f\u548c\u9996\u9009\u4e13\u79d1\u836f\u623f\u662f\u5426\u80fd\u4e3a\u60a8\u63d0\u4f9b\u652f\u6301<\/strong>. \u5f88\u591a\u65f6\u5019\uff0c\u60a3\u8005\u4f1a\u5ffd\u7565\u8fd9\u4e00\u6b65\u9aa4\uff0c\u7ed3\u679c\u540e\u6765\u624d\u53d1\u73b0\u4ed6\u4eec\u7684\u4fdd\u9669\u8ba1\u5212\u4e0d\u5141\u8bb8\u4ed6\u4eec\u4f7f\u7528\u81ea\u5df1\u559c\u6b22\u7684\u836f\u623f\uff0c\u6216\u8005\u5728\u5b89\u6392\u65b0\u836f\u623f\u671f\u95f4\uff0c\u6cbb\u7597\u4f1a\u88ab\u63a8\u8fdf\u3002.<\/p>\n\n\n\n<h3 id=\"h-what-to-ask-when-comparing-plans\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_To_Ask_When_Comparing_Plans\"><\/span><strong>\u6bd4\u8f83\u65b9\u6848\u65f6\u5e94\u8be5\u95ee\u54ea\u4e9b\u95ee\u9898<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u83b7\u5f97\u5b8c\u6574\u7684\u4fe1\u606f\uff0c\u8bf7\u54a8\u8be2\u8ba1\u5212\u5236\u5b9a\u8005\u4ee5\u5e2e\u52a9\u60a8\u4f30\u7b97\u60a8\u7684 <strong>\u5e74\u5ea6\u603b\u6210\u672c<\/strong>\uff0c \u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6708\u4f9b<\/strong> \u2014 \u4f60\u6bcf\u6708\u652f\u4ed8\u7684\u91d1\u989d<\/li>\n\n\n\n<li><strong>\u5e74\u5ea6\u514d\u8d54\u989d<\/strong> \u2014 \u4fdd\u9669\u751f\u6548\u524d\u60a8\u5fc5\u987b\u652f\u4ed8\u7684\u8d39\u7528<\/li>\n\n\n\n<li><strong>\u81ea\u4ed8\u989d\u6216\u5171\u540c\u4fdd\u9669<\/strong> \u2014 \u9488\u5bf9\u60a8\u7684\u5177\u4f53\u836f\u7269<\/li>\n\n\n\n<li><strong>\u5e74\u5ea6\u81ea\u4ed8\u8d39\u7528\u9650\u989d<\/strong> \u2014 \u5206\u522b\u6bd4\u8f83\u533b\u7597\u548c\u836f\u54c1\u798f\u5229\u3002\u5bf9\u4e8e\u627f\u4fdd\u7684 Medicare Part D \u836f\u54c1\uff0c2027 \u5e74\u7684\u5e74\u5ea6\u81ea\u4ed8\u8d39\u7528\u4e0a\u9650\u4e3a $2,400 \u7f8e\u5143\uff1b\u8be5\u4e0a\u9650\u4e0d\u5305\u62ec\u8ba1\u5212\u4fdd\u8d39\u6216 B \u90e8\u5206\u533b\u7597\u8d39\u7528\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e9b\u6570\u5b57\u5728\u4e0d\u540c\u7684\u8ba1\u5212\u4e4b\u95f4\u5dee\u5f02\u5f88\u5927\u2014\u2014\u5373\u4f7f\u662f\u5fae\u5c0f\u7684\u5dee\u5f02\uff0c\u5728\u7ba1\u7406\u9ad8\u4ef7\u836f\u7269\u65f6\u4e5f\u4f1a\u8fc5\u901f\u7d2f\u79ef\u8d77\u6765\u3002.<\/p>\n\n\n\n<h3 id=\"h-what-we-see-go-wrong\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_We_See_Go_Wrong\"><\/span><strong>\u6211\u4eec\u770b\u5230\u7684\u95ee\u9898<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8ba4\u4e3a\u4ed6\u4eec\u5fc5\u987b\u4f7f\u7528\u5176\u533b\u4fdd\u8ba1\u5212\u6307\u5b9a\u7684\u4e13\u79d1\u836f\u623f\u7684\u60a3\u8005\uff1a<\/strong> \u8fd9\u662f\u6700\u5e38\u89c1\u7684\u8bef\u89e3\u4e4b\u4e00\u3002\u5f53\u60a3\u8005\u52a0\u5165\u65b0\u7684\u4fdd\u9669\u8ba1\u5212\u65f6\uff0c\u4ed6\u4eec\u7ecf\u5e38\u4f1a\u6536\u5230\u4fe1\u4ef6\uff0c\u4fe1\u4e2d\u58f0\u79f0\u2026\u2026 <em>\u5fc5\u987b<\/em> \u4f7f\u7528\u533b\u4fdd\u8ba1\u5212\u6307\u5b9a\u7684\u4e13\u79d1\u836f\u623f\u3002\u8bb8\u591a\u4eba\u8ba4\u4e3a\u8fd9\u662f\u5f3a\u5236\u6027\u7684\uff0c\u751a\u81f3\u53ef\u80fd\u8981\u6c42\u53d6\u6d88\u73b0\u6709\u4e13\u79d1\u836f\u623f\u7684\u670d\u52a1\u2014\u2014\u56e0\u4e3a\u4ed6\u4eec\u8ba4\u4e3a\u533b\u4fdd\u8ba1\u5212\u201c\u8981\u6c42\u201d\u8fd9\u6837\u505a\u3002\u4f46\u5b9e\u9645\u4e0a\uff0c\u8fd9\u79cd\u60c5\u51b5\u5f88\u5c11\u89c1\u3002\u60a3\u8005\u901a\u5e38\u6709\u6743\u9009\u62e9\u4e13\u79d1\u836f\u623f\uff0c\u5e76\u4e14\u5e94\u8be5\u6709\u6743\u8868\u8fbe\u81ea\u5df1\u5e0c\u671b\u7531\u54ea\u5bb6\u836f\u623f\u63d0\u4f9b\u533b\u7597\u670d\u52a1\u3002.<\/li>\n\n\n\n<li><strong>\u533b\u7597\u798f\u5229\u7597\u6cd5\u7684\u5171\u540c\u4fdd\u9669\u6bd4\u4f8b\u8f83\u9ad8\uff1a <\/strong>B \u90e8\u5206\u548c Medicare Advantage \u533b\u7597\u8d39\u7528\u5206\u644a\u53ef\u80fd\u76f8\u5f53\u9ad8\u6602\uff0c\u4e14\u4e0d\u53d7 D \u90e8\u5206 $ 2,400 \u7f8e\u5143\u4e0a\u9650\u7684\u9650\u5236\u3002\u4f8b\u5982\uff1a <strong>50\/50 \u5171\u540c\u4fdd\u9669\uff0c\u65e0\u6700\u9ad8\u9650\u989d\uff1a<\/strong> \u4f60\u53ea\u9700\u652f\u4ed8\u4e00\u534a\u7684\u836f\u54c1\u8d39\u7528\uff0c\u800c\u4e14\u8d39\u7528\u6ca1\u6709\u4e0a\u9650\uff0c\u53ef\u4ee5\u65e0\u9650\u671f\u5730\u6301\u7eed\u652f\u4ed8\u3002.<\/li>\n\n\n\n<li><strong>\u9ad8\u514d\u8d54\u989d<\/strong>\u60a8\u53ef\u80fd\u9700\u8981\u5728\u4fdd\u9669\u751f\u6548\u524d\u652f\u4ed8\u90e8\u5206\u8d39\u7528\u30022027 \u5e74\u5b9a\u4e49\u7684\u6807\u51c6 Medicare Part D \u81ea\u4ed8\u989d\u4e3a $700\uff0c\u4f46\u5177\u4f53\u4fdd\u9669\u8ba1\u5212\u7684\u81ea\u4ed8\u989d\u53ef\u80fd\u6709\u6240\u4e0d\u540c\u3002.<\/li>\n\n\n\n<li><strong>\u6307\u5b9a\u836f\u623f\u6216\u6392\u9664\u836f\u623f\uff1a<\/strong> \u60a8\u53ef\u80fd\u88ab\u8feb\u66f4\u6362\u836f\u623f\uff0c\u751a\u81f3\u5b8c\u5168\u5931\u53bb\u8d2d\u836f\u8d44\u683c\u3002.<\/li>\n\n\n\n<li><strong>\u4fdd\u9669\u5ba1\u6279\u6216\u6cbb\u7597\u5730\u70b9\u89c4\u5b9a\u9020\u6210\u7684\u5ef6\u8bef\uff1a<\/strong> \u589e\u52a0\u6b65\u9aa4\u53ef\u80fd\u4f1a\u5ef6\u8bef\u6216\u963b\u788d\u6709\u65f6\u6548\u6027\u7684\u6cbb\u7597\u3002.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-when-a-higher-premium-makes-sense\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_a_Higher_Premium_Makes_Sense\"><\/span><strong>\u4f55\u65f6\u66f4\u9ad8\u7684\u4fdd\u8d39\u624d\u5408\u7406<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u65f6\uff0c\u6bcf\u6708\u591a\u4ed8\u4e00\u4e9b\u94b1\u4f1a\u7ed9\u4f60\u5e26\u6765\u4ee5\u4e0b\u597d\u5904\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u66f4\u5408\u7406\u7684\u6210\u672c\u5206\u644a<\/strong> \uff08\u6bd4\u5982 80\/20 \u800c\u4e0d\u662f 50\/50\uff09<\/li>\n\n\n\n<li><strong>\u964d\u4f4e\u5171\u540c\u4fdd\u9669<\/strong> \u7528\u4e8e\u8f93\u6db2\u6216\u6ce8\u5c04<\/li>\n\n\n\n<li><strong>\u83b7\u53d6\u60a8\u9996\u9009\u4e13\u79d1\u836f\u623f\u7684\u4fe1\u606f<\/strong><\/li>\n\n\n\n<li><strong>\u66f4\u5feb\u7684\u5ba1\u6279\u901f\u5ea6<\/strong> \u884c\u653f\u969c\u788d\u8f83\u5c11<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-key-takeaway\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaway\"><\/span><strong>\u5173\u952e\u8981\u70b9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u53ea\u770b\u4ef7\u683c\u9ad8\u4f4e\u3002. <strong>\u67e5\u770b\u60a8\u6bcf\u5e74\u7684\u6cbb\u7597\u603b\u8d39\u7528\u3002<\/strong> \u5e76\u9009\u62e9\u4e00\u9879\u8ba1\u5212\uff0c\u8be5\u8ba1\u5212\u53ef\u5728 Medicare \u5f00\u653e\u6ce8\u518c\u671f\u95f4\u652f\u6301\u60a8\u7684\u6cbb\u7597\uff0c\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u5ef6\u8bef\uff0c\u5e76\u4f7f\u60a8\u7684\u81ea\u4ed8\u8d39\u7528\u53ef\u9884\u6d4b\u3002.<\/p>\n\n\n\n<h3 id=\"h-3-understand-plan-types\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Understand_Plan_Types\"><\/span><strong>3. \u4e86\u89e3\u8ba1\u5212\u7c7b\u578b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u67d0\u4e9b\u4fdd\u9669\u8ba1\u5212\u53ef\u80fd\u4f1a\u9650\u5236\u60a8\u63a5\u53d7\u6cbb\u7597\u7684\u5730\u70b9\u6216\u6536\u8d39\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u8ba1\u5212\u7c7b\u578b<\/strong><\/td><td><strong>\u4f60\u9700\u8981\u77e5\u9053\u4ec0\u4e48<\/strong><\/td><\/tr><tr><td><strong>HMO<\/strong><\/td><td>\u901a\u5e38\u9700\u8981\u7f51\u7edc\u63d0\u4f9b\u5546\u7684\u8f6c\u8bca\u6216\u6388\u6743\u624d\u80fd\u4eab\u53d7\u67d0\u4e9b\u670d\u52a1\uff1b\u7d27\u6025\u60c5\u51b5\u9664\u5916\u3002.<\/td><\/tr><tr><td><strong>\u6b27\u6d32\u513f\u8336\u915a<\/strong><\/td><td>\u9664\u4e86\u7d27\u6025\u60c5\u51b5\u5916\uff0c\u901a\u5e38\u7f51\u7edc\u5916\u533b\u7597\u670d\u52a1\u8986\u76d6\u8303\u56f4\u6709\u9650\uff1b\u8bf7\u786e\u8ba4\u5177\u4f53\u8ba1\u5212\u6761\u6b3e\u3002.<\/td><\/tr><tr><td><strong>PPO<\/strong><\/td><td>\u66f4\u52a0\u7075\u6d3b\u3002\u53ef\u80fd\u5141\u8bb8\u975e\u5408\u4f5c\u533b\u7597\u673a\u6784\u5c31\u533b\u548c\u836f\u623f\u7528\u836f\u7684\u4f8b\u5916\u60c5\u51b5\u3002.<\/td><\/tr><tr><td><strong>Medicare \u4f18\u52bf\uff08C \u90e8\u5206\uff09<\/strong><\/td><td>\u4e00\u5f20\u5361\u53ef\u7528\u4e8e A\u3001B \u4ee5\u53ca\u5927\u591a\u6570\u60c5\u51b5\u4e0b D\uff0c\u4f46\u53ef\u80fd\u4f1a\u9650\u5236\u60a8\u524d\u5f80\u6307\u5b9a\u7684\u836f\u623f\u6216\u533b\u7597\u673a\u6784\u3002.<\/td><\/tr><tr><td><strong>\u539f\u88c5 Medicare + Medigap + Part D<\/strong><\/td><td>\u901a\u5e38\u6700\u9002\u5408\u7279\u6b8a\u7597\u6cd5\u3002\u8865\u5145\u533b\u7597\u4fdd\u9669 (Medigap) \u6db5\u76d6 B \u90e8\u5206\u4e0b\u7684 20% \u5171\u540c\u4fdd\u9669\u90e8\u5206\uff0c\u4f46\u4e0d\u6db5\u76d6 D \u90e8\u5206\u4e0b\u7684\u4efb\u4f55\u81ea\u4ed8\u8d39\u7528\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 id=\"h-4-confirm-how-your-therapy-is-billed\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Confirm_How_Your_Therapy_Is_Billed\"><\/span><strong>4. \u786e\u8ba4\u60a8\u7684\u6cbb\u7597\u8d39\u7528\u5982\u4f55\u6536\u53d6<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be2\u95ee\u60a8\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u60a8\u7684\u836f\u7269\u662f\u5426\u5305\u542b\u5728\u4ee5\u4e0b\u8d26\u5355\u4e2d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u836f\u623f\u798f\u5229<\/strong> \uff08\u4f8b\u5982\uff0cD\u90e8\u5206\u6216\u5546\u4e1a\u836f\u623f\uff09\uff1a<br>\u6db5\u76d6\u5927\u90e8\u5206 <strong>\u81ea\u884c\u670d\u836f<\/strong> \u6216\u67d0\u4e9b\u7279\u6b8a\u836f\u7269\u3002\u6709\u65f6\u53ef\u63d0\u4f9b\u975e\u5904\u65b9\u836f\u670d\u52a1\u3002.<\/li>\n\n\n\n<li><strong>\u533b\u7597\u798f\u5229<\/strong> \uff08\u4f8b\u5982\uff0cB \u90e8\u5206\u6216\u5546\u4e1a\u533b\u7597\u4fdd\u9669\uff09\uff1a<br>\u9002\u7528\u4e8e\u8bb8\u591a\u60c5\u51b5 <strong>\u8f93\u6ce8\u7597\u6cd5<\/strong> \u4f8b\u5982\u9759\u8109\u6ce8\u5c04\u514d\u75ab\u7403\u86cb\u767d\uff08IVIG\uff09\u3001TPN \u548c\u80bf\u7624\u6cbb\u7597\u3002\u627f\u4fdd\u89c4\u5219\u5404\u4e0d\u76f8\u540c\uff0c\u53ef\u80fd\u8981\u6c42\u4e25\u683c\u4f7f\u7528\u6307\u5b9a\u7f51\u7edc\u5185\u836f\u7269\u6216\u4e8b\u5148\u83b7\u5f97\u6388\u6743\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e86\u89e3\u60a8\u7684\u6cbb\u7597\u8d39\u7528\u662f\u5982\u4f55\u8ba1\u7b97\u7684\uff0c\u53ef\u4ee5\u5e2e\u52a9\u60a8\u907f\u514d\u5728\u7f51\u7edc\u72b6\u6001\u3001\u6388\u6743\u548c\u8d39\u7528\u65b9\u9762\u51fa\u73b0\u610f\u5916\u60c5\u51b5\u3002.<\/p>\n\n\n\n<h2 id=\"h-medicare-what-s-new-in-2027\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medicare_Whats_New_in_2027\"><\/span>Medicare\uff1a2027 \u5e74\u7684\u65b0\u53d8\u5316<strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-medicare-part-d-out-of-pocket-cap\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medicare_Part_D_Out-of-Pocket_Cap\"><\/span><strong>Medicare Part D\uff1a\u53e3\u888b\u5916\u5e3d\u5b50<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Medicare \u5f15\u5165\u4e86 2025 \u5e74 D \u90e8\u5206\u5e74\u5ea6\u81ea\u4ed8\u8d39\u7528\u4e0a\u9650 $2,000\u30022026 \u5e74\u589e\u52a0\u5230 $2,100\uff0c2027 \u5e74\u5c06\u8fbe\u5230 $2,400\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2027 \u5e74\uff0cD \u90e8\u5206\u6db5\u76d6\u836f\u7269\u7684\u5e74\u5ea6\u81ea\u4ed8\u8d39\u7528\u4e0a\u9650\u4e3a $2,400 \u7f8e\u5143\u3002\u4e00\u65e6\u6839\u636e D \u90e8\u5206\u9002\u7528\u7684\u8ba1\u7b97\u89c4\u5219\u8fbe\u5230\u6b64\u4e0a\u9650\uff0c\u5219\u5728\u5269\u4f59\u7684\u65e5\u5386\u5e74\u5185\uff0cD \u90e8\u5206\u6db5\u76d6\u836f\u7269\u65e0\u9700\u989d\u5916\u5206\u62c5\u8d39\u7528\u3002\u4fdd\u8d39\u548c D \u90e8\u5206\u672a\u6db5\u76d6\u7684\u836f\u7269\u4e0d\u8ba1\u5165\u6b64\u4e0a\u9650\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b64\u9650\u5236\u4ec5\u9002\u7528\u4e8e <strong>D\u90e8\u5206\u836f\u7269<\/strong> \uff08\u4e0d\u5305\u62ec B \u90e8\u5206\u8f93\u6db2\uff09\u5e76\u5e2e\u52a9\u63a5\u53d7\u9ad8\u6210\u672c\u6cbb\u7597\u7684\u60a3\u8005\u9884\u6d4b\u5176\u6700\u5927\u836f\u7269\u8d39\u7528\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1&nbsp;<strong>\u91cd\u8981\u6027\uff1a<\/strong> D \u90e8\u5206\u4e0a\u9650\u6709\u52a9\u4e8e\u9650\u5236\u7b26\u5408\u6761\u4ef6\u7684\u5904\u65b9\u836f\u652f\u51fa\uff0c\u4f46\u5b83\u5e76\u4e0d\u9650\u5236 B \u90e8\u5206\u8f93\u6db2\u6216\u5176\u4ed6\u533b\u7597\u670d\u52a1\u7684\u8d39\u7528\u3002.<\/p>\n\n\n\n<h2 id=\"h-what-to-know-about-the-monthly-payment-plan-smoothing\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_Know_About_the_Monthly_Payment_Plan_Smoothing\"><\/span><strong>\u5173\u4e8e\u6708\u4f9b\u8ba1\u5212\uff08\u5206\u671f\u4ed8\u6b3e\uff09\u9700\u8981\u4e86\u89e3\u54ea\u4e9b\u4fe1\u606f\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Medicare \u5904\u65b9\u836f\u652f\u4ed8\u8ba1\u5212\u4e8e 2025 \u5e74\u63a8\u51fa\uff0c\u662f Medicare \u836f\u54c1\u8ba1\u5212\u63d0\u4f9b\u7684\u4e00\u9879\u81ea\u613f\u9009\u62e9\u3002\u8be5\u8ba1\u5212\u5c06\u7b26\u5408\u6761\u4ef6\u7684\u81ea\u4ed8 D \u90e8\u5206\u5904\u65b9\u836f\u8d39\u7528\u5206\u644a\u5230\u60a8\u8ba1\u5212\u7684\u6bcf\u6708\u8d26\u5355\u4e2d\uff0c\u800c\u4e0d\u662f\u5728\u836f\u623f\u652f\u4ed8\u8fd9\u4e9b\u8d39\u7528\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2027 \u5e74\uff0cD \u90e8\u5206\u81ea\u4ed8\u8d39\u7528\u4e0a\u9650\u4e3a $2,400 \u7f8e\u5143\u3002\u8be5\u4ed8\u6b3e\u8ba1\u5212\u4e0d\u4f1a\u964d\u4f4e\u836f\u54c1\u8d39\u7528\u6216\u6539\u53d8\u5e74\u5ea6\u4e0a\u9650\uff1b\u5b83\u53ea\u4f1a\u6539\u53d8\u60a8\u7684\u4ed8\u6b3e\u65f6\u95f4\u3002\u60a8\u7684\u6bcf\u6708\u8d26\u5355\u91d1\u989d\u53ef\u80fd\u56e0\u5904\u65b9\u836f\u652f\u51fa\u548c\u5269\u4f59\u6708\u4efd\u6570\u800c\u6709\u6240\u4e0d\u540c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ce8\u518c\u5e76\u4e0d\u610f\u5473\u7740\u60a8\u81ea\u52a8\u9700\u8981\u652f\u4ed8\u5168\u90e8 $2,400\u3002\u60a8\u53ea\u9700\u652f\u4ed8\u60a8\u5b9e\u9645\u7b26\u5408\u6761\u4ef6\u7684 D \u90e8\u5206\u8d39\u7528\u5206\u644a\u91d1\u989d\uff0c\u6700\u9ad8\u4e0d\u8d85\u8fc7\u9002\u7528\u7684\u5e74\u5ea6\u9650\u989d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5728\u52a0\u5165 2027 \u5e74\u7684 Medicare \u5904\u65b9\u836f\u652f\u4ed8\u8ba1\u5212 (MPPP) \u4e4b\u524d\uff0c\u8bf7\u54a8\u8be2\u60a8\u7684\u533b\u7597\u670d\u52a1\u63d0\u4f9b\u5546\u662f\u5426\u6709\u5176\u4ed6\u5171\u540c\u652f\u4ed8\u63f4\u52a9\u65b9\u6848\uff1fAmeripharma \u62e5\u6709\u4e00\u652f\u4e13\u95e8\u7684\u56e2\u961f\uff0c\u81f4\u529b\u4e8e\u4e3a\u60a8\u5bfb\u627e\u533b\u7597\u4fdd\u5065\u65b9\u9762\u7684\u7ecf\u6d4e\u63f4\u52a9\u89e3\u51b3\u65b9\u6848\u3002.<\/strong> <strong><\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u83b7\u5f97\u989d\u5916\u8865\u52a9\u6216\u5176\u4ed6\u7ecf\u6d4e\u63f4\u52a9\uff0c\u8bf7\u54a8\u8be2\u60a8\u7684\u8ba1\u5212\u548c\u63f4\u52a9\u9879\u76ee\uff0c\u4e86\u89e3\u4ed8\u6b3e\u548c\u8d44\u683c\u4e4b\u95f4\u7684\u5173\u7cfb\u3002Medicare \u53d7\u76ca\u4eba\u901a\u5e38\u4e0d\u80fd\u4f7f\u7528\u5236\u9020\u5546\u63d0\u4f9b\u7684\u5171\u4ed8\u989d\u4f18\u60e0\u5238\u8d2d\u4e70\u8054\u90a6\u533b\u4fdd\u6db5\u76d6\u7684\u5904\u65b9\u836f\uff1b\u72ec\u7acb\u7684\u6148\u5584\u63f4\u52a9\u53ef\u80fd\u9002\u7528\u4e0d\u540c\u7684\u89c4\u5b9a\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u62a5\u540d\u4e4b\u524d\uff0c\u6700\u597d\u2026\u2026 <strong><a href=\"#form\" data-type=\"internal\" data-id=\"#form\">\u8bf7\u8054\u7cfb AmeriPharma \u8d22\u52a1\u63f4\u52a9\u4e13\u5bb6<\/a><\/strong> \u4ed6\u4eec\u53ef\u4ee5\u4e3a\u60a8\u8be6\u7ec6\u89e3\u91ca\u5e73\u4ed3\u64cd\u4f5c\u53ef\u80fd\u4f1a\u5982\u4f55\u5f71\u54cd\u60a8\u7684\u603b\u6210\u672c\u3002\u5177\u4f53\u60c5\u51b5\u53d6\u51b3\u4e8e\u60a8\u7684\u5b9e\u9645\u60c5\u51b5\u3002, <strong>\u8fd9\u53ef\u80fd\u4e0d\u662f\u6700\u4f73\u9009\u62e9<\/strong>. \u5e73\u6ed1\u5904\u7406\u542c\u8d77\u6765\u53ef\u80fd\u5f88\u6709\u5e2e\u52a9\uff0c\u4f46\u6839\u636e\u60a8\u7684\u8bca\u65ad\u3001\u6536\u5165\u548c\u7528\u836f\u60c5\u51b5\uff0c\u5b83\u53ef\u80fd\u4f1a\u9650\u5236\u60a8\u83b7\u5f97\u63f4\u52a9\u8ba1\u5212\u7684\u673a\u4f1a\uff0c\u6700\u7ec8\u53cd\u800c\u4f1a\u82b1\u8d39\u66f4\u591a\u3002.<\/p>\n\n\n\n<div  id=\"call-to-action-8531eb3e98c7f051b65bf3f4150812e8\" style=\"\" class=\"ct_call_to_action\">\n\t<div class=\"container\">\n\t\t<div class=\"block-wrap cta\">\n\t\t\t<div class=\"block-column\">\n\t\t\t\t<div class=\"cta_headings\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"cta__heading\">\n\t\t\t\t\t\t\t\u7acb\u5373\u4e0e\u4e13\u5bb6\u4ea4\u8c08\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<span class=\"cta_btn\">\n\t\t\t\t\t\t<a href=\"tel:8777780318,3341\">\uff08877\uff09778-0318 \u8f6c 3341<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h2 id=\"h-navigating-medicaid\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Navigating_Medicaid\"><\/span><strong>\u5bfc\u822a Medicaid<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u5728\u6b64\u5e2e\u52a9\u60a8\u907f\u514d\u6cbb\u7597\u5ef6\u8bef\uff0c\u63a2\u7d22\u7ecf\u6d4e\u63f4\u52a9\uff0c\u5e76\u4e3a 2027 \u5e74\u505a\u51fa\u660e\u667a\u7684\u4fdd\u9669\u9009\u62e9\u3002.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Medicaid \u89c4\u5219\u56e0\u5dde\u800c\u5f02\u3002\u5728\u5927\u591a\u6570\u5dde\uff0c, <strong>Medicaid \u4e0d\u6db5\u76d6\u975e\u5408\u4f5c\u836f\u623f\u3002<\/strong>\u5373\u4f7f\u662f\u4e13\u79d1\u836f\u7269\u4e5f\u4e00\u6837\u3002\u7136\u800c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Medi-Cal\uff08\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde Medicaid\uff09<\/strong> \u53ef\u80fd\u6db5\u76d6\u4ee5\u4e0b\u836f\u7269\uff1a <strong>\u836f\u623f\u798f\u5229<\/strong>, \u8fd9\u6837\u5c31\u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u7075\u6d3b\u6027\u3002.<br><\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u5dde\uff1a<\/strong> \u6211\u4eec\u7684\u836f\u623f\u901a\u5e38\u4e0d\u63a5\u53d7\u6216\u4ec5\u63d0\u4f9b\u6709\u9650\u7684\u4fdd\u9669\u3002\u8bf7\u8054\u7cfb\u6211\u4eec\u67e5\u8be2\u60a8\u7684\u4fdd\u9669\u8d44\u683c\u3002.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-medicare-tips-for-specialty-patients\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medicare_Tips_for_Specialty_Patients\"><\/span><strong>Medicare \u7ed9\u4e13\u79d1\u60a3\u8005\u7684\u5efa\u8bae<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u539f\u88c5 Medicare + Medigap + Part D<\/strong><strong><br><\/strong> \u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u83b7\u5f97\u4e13\u79d1\u62a4\u7406\u7684\u4f53\u9a8c\u6700\u4e3a\u987a\u7545\u3002\u8865\u5145\u533b\u7597\u4fdd\u9669 (Medigap) \u53ef\u4ee5\u5f25\u8865 A \u90e8\u5206\u548c B \u90e8\u5206\u4fdd\u9669\u7684\u4e0d\u8db3\uff0c\u800c D \u90e8\u5206\u5219\u6db5\u76d6\u95e8\u8bca\u5904\u65b9\u836f\u3002.<br><\/li>\n\n\n\n<li><strong>Medicare \u4f18\u52bf\uff08C \u90e8\u5206\uff09<\/strong><strong><br><\/strong> \u8fd9\u4e9b\u8ba1\u5212\u5c06A\u3001B\u548cD\u4e09\u79cd\u6cbb\u7597\u65b9\u6848\u6346\u7ed1\u5728\u4e00\u5bb6\u79c1\u4eba\u4fdd\u9669\u516c\u53f8\u65d7\u4e0b\u3002\u5b83\u4eec\u53ef\u80fd\u9700\u8981\u66f4\u4e25\u683c\u7684\u4e8b\u5148\u6388\u6743\uff0c\u6307\u5b9a\u7279\u5b9a\u7684\u836f\u623f\uff0c\u6216\u9650\u5236\u60a8\u7684\u5c31\u533b\u5730\u70b9\u3002.<br><\/li>\n\n\n\n<li><strong>Medi-Medi\uff08Medicare + Medicaid\uff09<\/strong><strong><br><\/strong> \u8fd9\u79cd\u65b9\u6848\u53ef\u4ee5\u5f88\u597d\u5730\u8fd0\u4f5c\u3002 <strong>\u5982\u679c Medicaid \u786e\u5b9e\u662f\u6b21\u8981\u7684<\/strong>, \u4f46\u5404\u5dde\u7684\u627f\u4fdd\u89c4\u5219\u548c\u5141\u8bb8\u91d1\u989d\u6709\u6240\u4e0d\u540c\u3002.<br><\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-navigating-employer-amp-marketplace-plans\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Navigating_Employer_Marketplace_Plans\"><\/span><strong>\u4e86\u89e3\u96c7\u4e3b\u548c\u5e02\u573a\u8ba1\u5212<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u6b63\u5728\u5ba1\u6838\u96c7\u4e3b\u63d0\u4f9b\u7684\u6216\u901a\u8fc7\u300a\u5e73\u4ef7\u533b\u7597\u6cd5\u6848\u300b\u5e02\u573a\u8d2d\u4e70\u7684\u4fdd\u9669\u8ba1\u5212\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9996\u5148\u4ece\u914d\u65b9\u5f00\u59cb\uff1a<\/strong> \u4f60\u7684\u836f\u7269\u662f\u5426\u5728\u533b\u4fdd\u8303\u56f4\u5185\uff1f\u5c5e\u4e8e\u54ea\u4e00\u7ea7\u522b\uff1f\u662f\u5426\u6709\u9884\u5148\u6388\u6743\u6216\u6570\u91cf\u9650\u5236\uff1f<br><\/li>\n\n\n\n<li><strong>\u8be2\u95ee\u6709\u5173\u836f\u623f\u89c4\u5b9a\u7684\u95ee\u9898\uff1a<\/strong> \u6709\u4e9b\u4fdd\u9669\u8ba1\u5212\u8981\u6c42\u60a8\u4f7f\u7528\u6307\u5b9a\u7684\u4e13\u79d1\u836f\u623f\u3002.<br><\/li>\n\n\n\n<li><strong>\u6ce8\u610f\uff1a<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>50\/50 \u5171\u540c\u4fdd\u9669\uff0c\u65e0\u4e0a\u9650<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li><strong>\u9ad8\u514d\u8d54\u989d<\/strong> \uff08\u5bfc\u81f4\u9996\u6b21\u8865\u6cb9\u8d39\u7528\u6602\u8d35\uff09<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>\u63d0\u793a\uff1a<\/strong> \u5373\u4f7f\u6709\u4e00\u4e2a\u8ba1\u5212 <strong>\u975e\u5408\u4f5c\u533b\u7597\u673a\u6784<\/strong>, \u6211\u4eec\u6216\u8bb8\u4ecd\u7136\u53ef\u4ee5\u63d0\u4f9b\u5e2e\u52a9\u2014\u2014\u5c24\u5176\u662f\u5728\u60a8\u7684\u836f\u7269\u5c5e\u4e8e\u5904\u65b9\u836f\u7684\u60c5\u51b5\u4e0b\u3002 <strong>\u836f\u623f\u798f\u5229<\/strong>. \u3002 \u5173\u4e8e <strong>98%<\/strong> \u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u60a3\u8005\u901a\u8fc7\u836f\u623f\u7ed3\u7b97\u65b9\u5f0f\u4ecd\u53ef\u83b7\u5f97\u533b\u4fdd\u3002.<\/p>\n\n\n\n<h2 id=\"h-financial-assistance-how-we-can-help\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Financial_Assistance_How_We_Can_Help\"><\/span><strong>\u7ecf\u6d4e\u63f4\u52a9\uff1a\u6211\u4eec\u5982\u4f55\u63d0\u4f9b\u5e2e\u52a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9996\u5148\u5bfb\u6c42\u5916\u90e8\u5e2e\u52a9\uff1a<\/strong> \u6211\u4eec\u63a2\u8ba8\u4e86\u5236\u9020\u5546\u7684\u5171\u540c\u652f\u4ed8\u8ba1\u5212\u548c\u9488\u5bf9\u7279\u5b9a\u75be\u75c5\u7684\u57fa\u91d1\u4f1a\u3002.<br><\/li>\n\n\n\n<li><strong>\u63a5\u4e0b\u6765\u662f\u5185\u90e8\u5e2e\u52a9\uff1a<\/strong> \u5982\u679c\u65e0\u6cd5\u83b7\u5f97\u5916\u90e8\u5e2e\u52a9\uff0c\u6211\u4eec\u5c06\u67e5\u770b\u5185\u90e8\u652f\u6301\u9009\u9879\u3002.<br><\/li>\n\n\n\n<li><strong>\u6700\u91cd\u8981\u7684\u662f\uff1a<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u5ead\u6536\u5165<br><\/li>\n\n\n\n<li>\u8bca\u65ad<br><\/li>\n\n\n\n<li>\u5904\u65b9\u836f\u7269<br><\/li>\n\n\n\n<li>\u4fdd\u9669\u798f\u5229\u7c7b\u578b\uff08B\u90e8\u5206\u4e0eD\u90e8\u5206\uff09<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bf7\u907f\u514d\u62a5\u540d\u53c2\u52a0 <strong>Medicare Part D \u4ed8\u6b3e\u8ba1\u5212<\/strong> \u5728\u4e0e\u6211\u4eec\u4ea4\u8c08\u4e4b\u524d\u8fdb\u884c\uff08\u5e73\u6ed1\u5904\u7406\uff09\u2014\u2014\u8fd9\u53ef\u80fd\u4f1a\u963b\u788d\u60a8\u83b7\u5f97\u67d0\u4e9b\u63f4\u52a9\u8ba1\u5212\u3002.<\/p>\n\n\n\n<h2 id=\"h-quick-checklist-before-you-choose-a-plan\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quick_Checklist_Before_You_Choose_a_Plan\"><\/span><strong>\u9009\u62e9\u8ba1\u5212\u524d\u7684\u5feb\u901f\u68c0\u67e5\u6e05\u5355<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u8bf7\u786e\u8ba4\u60a8\u7684\u836f\u7269\u3001\u5242\u91cf\u548c\u6cbb\u7597\u5730\u70b9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u95ee\uff1a\u662f\u5426\u5728\u627f\u4fdd\u8303\u56f4\u5185\uff1f\u5c5e\u4e8e\u54ea\u4e2a\u7ea7\u522b\uff1f\u662f\u5426\u6709\u4efb\u4f55\u9650\u5236\u6216\u9700\u8981\u4e8b\u5148\u6388\u6743\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u95ee\uff1a\u6211\u5fc5\u987b\u53bb\u6307\u5b9a\u7684\u836f\u623f\u5417\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u786e\u8ba4\u662f\u5426\u5df2\u8ba1\u5165\u8d26\u5355\u3002 <strong>\u836f\u623f\u6216\u533b\u7597<\/strong> \u76ca\u5904<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u9884\u4f30\u603b\u8d39\u7528\uff1a\u4fdd\u8d39 + \u81ea\u4ed8\u989d + \u5171\u540c\u4fdd\u9669<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u4e86\u89e3\u60a8\u7684\u5e74\u5ea6\u4e0a\u9650\uff08<strong>$2,100<\/strong> \uff08D \u90e8\u5206\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u5c3d\u65e9\u542f\u52a8\u4e8b\u524d\u5ba1\u6279\u6d41\u7a0b\uff0c\u4ee5\u907f\u514d\u6cbb\u7597\u4e2d\u65ad\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u8be2\u95ee\u5236\u9020\u5546\u6216\u57fa\u91d1\u4f1a\u7684\u63f4\u52a9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><input type=\"checkbox\" style=\"min-width:unset;margin-right:10px;\">\u6ce8\u518c\u524d\u8bf7\u5148\u81f4\u7535\u6211\u4eec <strong>D \u90e8\u5206\u4ed8\u6b3e\u8ba1\u5212<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-speak-with-an-insurance-coverage-specialist\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Speak_with_an_Insurance_Coverage_Specialist\"><\/span><strong>\u54a8\u8be2\u4fdd\u9669\u627f\u4fdd\u4e13\u5bb6<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u5728\u6b64\u4e3a\u60a8\u63d0\u4f9b\u5e2e\u52a9\uff0c\u5305\u62ec\u5ba1\u6838\u60a8\u7684\u4fdd\u9669\u8303\u56f4\u3001\u67e5\u770b\u60a8\u7684\u798f\u5229\u4ee5\u53ca\u4e86\u89e3\u60a8\u53ef\u80fd\u83b7\u5f97\u7684\u63f4\u52a9\u3002\u6211\u4eec\u8fd8\u5c06\u5e2e\u52a9\u60a8\u505a\u597d\u51c6\u5907\u3002 <strong>\u4fdd\u9669\u5ba1\u6279<\/strong> \u8fd9\u6837\uff0c\u5230\u4e861\u67081\u65e5\uff0c\u4f60\u5c31\u4e0d\u4f1a\u9519\u8fc7\u4efb\u4f55\u4e00\u5242\u2014\u2014\u5c24\u5176\u662f\u5728\u4f60\u8fdb\u884c\u4e00\u4e9b\u8c03\u6574\u7684\u60c5\u51b5\u4e0b\u3002 <strong>Medicare \u5f00\u653e\u6ce8\u518c<\/strong>.<\/p>\n\n\n\n<div  id=\"call-to-action-512a9ffaaff654bffd42948c74155978\" style=\"\" class=\"ct_call_to_action\">\n\t<div class=\"container\">\n\t\t<div class=\"block-wrap cta\">\n\t\t\t<div class=\"block-column\">\n\t\t\t\t<div class=\"cta_headings\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"cta__heading\">\n\t\t\t\t\t\t\t\u7acb\u5373\u81f4\u7535\u4e0e\u4e13\u5bb6\u4ea4\u8c08\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<span class=\"cta_btn\">\n\t\t\t\t\t\t<a href=\"tel:8777780318,3341\">\uff08877\uff09778-0318 \u8f6c 3341<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u60a8\u6b63\u5728\u63a5\u53d7 IVIG\u3001TPN\u3001\u80bf\u7624\u836f\u7269\u6216\u751f\u7269\u5236\u5242\u7b49\u7279\u6b8a\u836f\u7269\u6cbb\u7597\uff0c\u90a3\u4e48 2027 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